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First Time Buyers Mortgage Application Checklist

Published on: 23/08/2024

If you have a dream about owning your own home and applying for a mortgage then you may be a bit nervous at the present moment. While having your own home is the American dream, the high prices involved can be overwhelming.

Mortgages. First-Time Buyers Let Down By The Governments Homebuy Scheme.

Published on: 23/07/2024

Late last year, accompanied by the usual razzmatazz, Gordon Brown announced the Governments new “Open Market Homebuy” mortgage scheme for first-time buyers. Under the Home buy scheme, first time buyers take out a mortgage for 75% of a home's value with no deposit and the Government and the mortgage lender will in practice buy the remaining 25% of the property. Then when the borrower eventually decides to sell the property, the borrower will receive 75% of the net sales pro...